The Goat's Granny
(Even though it'd be funnier if I had a GTO, there's no
way I could afford one... old or new)
I've got a 99 Grand Am SE V6. It's red. It's all stock. I want to
change that, but I have no money. I finally got a picture.
Can't even see the big scratch on the other side of the front
bumper. :-)>
(in case it's not blatantly obvious, this page is permanently under
construction)
The Past
does not include oil changes
Not long after I got it, either the water pump or one of
its hoses started leaking, so I got that fixed. New alternator
(luckily, the warranty
covered it). Right headlight bulb replaced. Right brake light replaced
(I did this one myself. Had I known how easy it was to change a bulb,
I never would've wasted 2 hours at a dealership getting my headlight
changed). I've also had my brake rotors and pads replaced. The
Passlock system hadn't been working right, so I went in to the
dealership to get it fixed and they had to replace the whole ignition
cylinder.
The Future
What I
want to do is: remove
the side ribs,
SLP
exhaust,
Angel
Eyes fog lights,
stage 3 CAI,
lowering
springs,
inlays
on the bumpers,
bordered
arrowhead overlay for the hood, Grand Am 3rd brake light overlay,
arrowhead
fender hole overlays, install the horns, and paint the
interior.
What I actually
end up doing is another story entirely. I'd love to get
headers,
ported
manifolds, and the supercharger that
APoC
is
working on, but I'd have to win the lottery first... or manage to
sell a few houses. I'd kinda like to
get the
RK
Sport bodykit with the
SD
hood... but that
would probly be the last thing I'd do with the car,
after I'd gotten everything above.
I want to pay off my debt first, so all this
is gonna have to wait a while.
Costs
SLP exhaust: $390 pyfc.com, angel eyes: $55 pyfc.com, CAI: $180
docterspeed.com, springs:$235 pyfc.com, vinyl: $49 grafxwerks.com,
The Other Guys Headers: $730 pyfc.com, Manifolds: $270 docterspeed.com,
APoC Supercharger: ~$4000 apoc.com, RK Sport bodykit:
$1300, SD Hood: $760, Total: $7969 + shipping +
labor
Audio: Not really knowing anything about auto audio, I'm just picking a
few things that might work... 2 Alpine
690A
6"x9" speakers (back)
$120 each, 2 Alpine
460A
4"x6" speakers (front) $100 each, Alpine
CDA-9807
head unit $280. I am completely clueless when it comes to
subs and amps, so I'm not even gonna try. $720 total
I think it's safe to say that the final bill on all this would be $9000
- $9500... wow...
Realisticly, I want to get a later model ('02 or '03) console so I
can have a usable cupholder, if I can find one reasonably priced (GM
wants $110 for a console that I don't need, so I'm looking at salvage
yards). If I can get headlights from the same source (GM wants about
$260 per light), I could be replacing my current headlights, which are
purty much fogged over. Now if I get
extremely lucky and find
front
and back GT bumpers that are the same color as my car, that would tide
me over until the RK Sport bodykit... :-)>
*7-13-04*
I found
this
little item today through an ad in Motor Trend magazine. I'm wondering
if it'll fit in my GA... I've also grown to like the
"bullseye" taillights that AED is offering, but I don't really wanna
pay $465 for them. I also probly wouldn't get them installed unless I
decided to have the entire car repainted.
*8-17-04*
I found
these
taillights through grandamgt.com. They're much cheaper than the AED
ones, and don't look too bad either... The same
site has headlights for $120 each, so I'm kinda excited. So far, this
has been the cheapest place to get headlights that I've found.
The Debts
Currently, my debts consist of car payments, insurance payments, and
student loan payments. You may think That's
all? What's he
complaining about?, but those three things take a huge chunk of
my income. Right now, my car payment is $300/month, insurance is
a little less than $200/month, and the SL is $50/month. The SL isn't
really that bad. Borrowed $2600 and I've paid that down to less
than $1500 now. Not really too worried about the SL. Can't really do
much about the insurance payment. 21 yo single driver with 2
totalled cars... not much I can do at all. btw, the $200/month is
liability ONLY. The car
payment, however, is another matter entirely.
At this very moment (lunchtime, Feb 17, 2004), I owe $9000 to my
parents
(this would be the aforementioned car payment debt). You
may wonder why I owe so much on a used Granny, but this isn't just one
car I'm paying on. Remember those 2 totalled cars I mentioned
with insurance? Yeah... sucks to be me. Could be worse though.
Actually, the insurance paid off my Fukus (car #2: 2001 Ford Focus).
I didn't really owe that much on the Fukus, cuz I used the insurance
payoff from the Sub (car #1: 1997 Subaru Legacy wagon, pronounced
"SOOB") as a down payment. I had borrowed money from my parents to buy
the Sub, and managed to convince them that using the payoff
as a down payment would be better in the long run. So far, it has been.
Now to the good part...
My income basically consists of ~$245/week after taxes. My expenses are
basically the debts mentioned above. I live at home, so I don't
really have to worry about living expenses. My gas is paid for by my
work (family businesses are great), since I usually spend about 1/3
of my time in the car (showing apartments and running errands). I've
cut back my CD and DVD purchases to nearly $0 (this has been a main
draw on my $$ for a long time). I've cut back a lot on snack foods
(can't give up the root beer though). There's basically no place to
play
pool since Boulevard Lanes closed down, and the closest place that I'd
want to bowl is about 20 minutes away (Galaxy Lanes is too family-
oriented. That sounds bad if you've never been there). I don't smoke,
drink, or do drugs. There haven't been any decent movies recently that
I'd wanna pay to see in the theater. I have most of the books I want
(the ones I don't have haven't been published yet).
While trying to figure out a way to pay off my debts, I figured that I
can set aside $150/week from my weekly pay to help pay things off.
That'll leave a little less than $100/week to put in the bank, but that
should be ok (insurance is automatic withdrawl, I write a check for
SL). On
a standard 4-week month, I can manage to pay $600 on the car, $200
insurance, $50 SL, and have ~$130 in pocket. In months that have 5
weeks (5 fridays), I can pay $750 on the car, etc, and have ~$225 in
pocket. If I can keep on this schedule, I can pay off my car debt in
April
2005, instead of September 2006. Once that's paid off, I'll continue to
hold back the $150/week until I have enough saved to pay off my SL (if
I continue paying the $50/month on the SL, it'll be paid off in
November 2006). That will take about a month and a half after the cars
get paid
off. I can be debt-free by the time I turn 23 (July 2005) if I can
stick to this schedule. I've thought about getting a second job, but I
don't think I
really wanna do that. I'd get everything paid off sooner, but I'd
probly have to deliver pizzas to do it (I absolutely refuse to work
fast food. Pizza
delivery is slightly less degrading). On the other hand, If I can sell
a couple of houses, I can pay everything off much faster. I also plan
to put my
income tax return against my car debt.
*7-13-04*
My balance is now $6350. Not quite as low as I hoped it would be by
this time, but still considerably lower than $9000. In the 5 months
(not counting the Feb 2004 payment) since I created this page (Feb 17,
2004), I've paid $2650 on my loan. Had I continued the $300
per month payments, I would have paid $1500, and would still owe $7500
right now. Not too shabby...
On the other hand, a part of me is looking up at the "The Future"
section above and thinking, If I had
saved that extra $1150, I could have
headers and exhaust right now, and enough cash to install them next
month... Oh well.
Amount I Owe on My Car: $5450
as of: 8-18-04
"I love it when a plan comes together."
btw, sicc from GAGT.com was looking for a particular angled pic to do a
photochop. So I drove across the street, took the pic at the top
of the page, and emailed it to him. This is what he came up with:
This is a pic he sent me while he was still working on it:
And here's the final product:
And in blue: